I can't save money

Sometimes a retirement fund is not enough, you need to save to emergencies and luxuries, too. There is an article about 6 (worthless) excuses for not saving money:

Excuse 1: I don't make enough.

Excuse 2: I'll get around to it later

Excuse 3: I deserve a little luxury in my life

Excuse 4: Someone else will take care of it

Excuse 5: I am saving through my 401(k)

Excuse 6: This item or service will pay for itself